Getmyoffer.Capitalone.Com – Application and account information

Getmyoffer capital Credit Card – While applying for a credit card, you will have to provide your basic personal information. The information needed includes – your full name as on a government verified ID, social security number, date of birth, complete physical address including the post boxes number, estimated total annual income and information about your savings or checking account

  • Will I be able to add someone as an authorized user to the credit card?

Absolutely Yes. Right after signing in, you will be able to add any user to your card at your own wish. You may also ring us up on the number provide that the hind part of the credit card. Additionally, you also need to keep in mind that in order to be able to add any user, you need to be both the primary and the secondary cardholder. Also you need to have the requisite power of attorney. Or else, you need to be in the managerial post of a business account at a small scale.

You should notice that you can only add an user when your application has been approved. You’ll be unable to do so while your application is under review. Although the option of co-applicants is not being provided at this moment, you easily can add an authorized user anytime after your account gets approved.

  • How to check the status of a credit card application?

Usually, you get a confirmation within a minute of applying from a phone through online application. In some specific cases, it may be required by us to gather some more additional information prior to reviewing your application.

You can check your application status anytime by calling on the number1-800-903-9177 . We notify customers of our decision on their application within seven to ten days of applying.

  • When and how do I get my credit card?

Right after your application is approved, you are allotted a Capital One credit card. The card along with the additional welcome materials and the additional information will be sent to you via mail. All the above items get delivered within a span of seven to ten working days after successful approval of your account.

In case of an application for Master card, the card applied for will be mailed after the payment of the deposits in full and the clearance of your dues. After your payments are confirmed, your card will be mailed to you which may take seven to ten business days to reach to you.

  • How are my payments applied?

Generally, the payments are applied up to the lowest payment to the balance having the least APR following which, they are applied to balances with the most APRs. Any portion of the payment exceeding the lowest payment goes to the balance with the highest APR and then to that of the lower APR.

  • What shall I do if my request gets declined or if I can’t access my secure letter online?

In some instances, your application may be declined when you apply for a Capital One credit card. In such cases, you will be informed about it online along with the reason for declination.

If you are unable to gain access to your secure letter, you can call us at 1-800-903-9177. You will also have to raise a formal request to resend a copy of the paper.